The mandatory and classification specific forms for our BOP product* can be accessed below.

Mandatory Forms

• LIC-AI-BLANKET — Additional Insured – Managers or Lessors of Premises - Blanket

• LIC-ABM-EXCL-BOP — Assault, Battery, Abuse and/or Molestation Exclusion

• LIC-ASB-EXCL-BOP — Asbestos Exclusion Endorsement

• LIC-BPS-BOP — Burglary and Robbery Protective Safeguards

• LIC-CONT-EXCL — Independent Contractors Exclusion

• LIC-CONT-LIA — Contractual Liability Limitation

• LIC-CS-EXCL-1 — Cross Suits Exclusion

• LIC-DISC-EXCL-BOP — Discrimination Exclusion

• LIC-EQUIP-BOP — Equipment Breakdown Enhancement

• LIC-TRR-BOP-NY — Transfer of Rights of Recovery Against Others

• LIC-WC-EXCL-BOP — Workers Compensation Employer's Liability Exclusion

Classification Specific Forms

• BP0401 — Comprehensive Business Liability Exclusion (All Hazards In Connection With Designated Premises or Operations)

  • Description and Location of Premises Operations:

    • Auto Part Stores — Any and all Installation

    • Appliance Stores (Includes Cell phone) — Any and all Installation

• BP0415 — Spoilage Coverage

  • Description of Perishable Stock:

    • Delicatessens — Products usual to a Delicatessen

    • Convenience Store — Products usual to a Convenience Store

    • Meat/Seafood Store — Products usual to a Meat and/or Seafood Store

    • Grocery/Vegetable Stores — Products usual to a Grocery and/or Vegetable Store

    • Candy Stores — Products usual to a Candy Store

    • Beverage Store — Products usual to a Beverage Store

    • Medical/Dental Office — Products usual to a Medical and/or Dental Office

• BP0809 — Beauty Salons Professional Liability

  • Description of Additional Services:

    • Beauty Shops/Nail Salons/Barber Shops — Additional Services usual to a beauty shop, nail salon or barber shop excluding tanning, massage, electrolysis (laser), piercing, tattooing, eye lash extensions and/or facial shape treatment, such as lipo without surgery, glutes lifting treatment, localized fat treatment, anti-cellulite treatment, lymphatic drainage, or face and skin tightening

• BP1421 — Exclusion – Designated Work

  • Description of Work:

    • Auto Part Stores — Any and all Installation

    • Appliance Stores (Includes Cell phone) — Any and all Installation

• BP1423 — Exclusion – Designated Products

  • Designated Products:

    • Variety Stores — Any and all Infant/Children's goods. All hazards in connection with an electronic smoking device, its vapor, component parts, equipment and accessories. All hazards in connection with any cannabis product that consists of or contains any amount of Tetrahydrocannabinol (THC) or any other cannabinoid, regardless of whether any such THC or cannabinoid is natural or synthetic.

    • Delis — Any and all direct imported food products. All hazards in connection with an electronic smoking device, its vapor, component parts, equipment and accessories. All hazards in connection with any cannabis product that consists of or contains any amount of Tetrahydrocannabinol (THC) or any other cannabinoid, regardless of whether any such THC or cannabinoid is natural or synthetic.

    • Convenience Stores — Any and all direct imported food products. All hazards in connection with an electronic smoking device, its vapor, component parts, equipment and accessories. All hazards in connection with any cannabis product that consists of or contains any amount of Tetrahydrocannabinol (THC) or any other cannabinoid, regardless of whether any such THC or cannabinoid is natural or synthetic.

    • Meat/Seafood Stores — Any and all direct imported food products. All hazards in connection with any cannabis product that consists of or contains any amount of Tetrahydrocannabinol (THC) or any other cannabinoid, regardless of whether any such THC or cannabinoid is natural or synthetic.

    • Grocery/Vegetable Stores — Any and all direct imported food products. All hazards in connection with an electronic smoking device, its vapor, component parts, equipment and accessories. All hazards in connection with any cannabis product that consists of or contains any amount of Tetrahydrocannabinol (THC) or any other cannabinoid, regardless of whether any such THC or cannabinoid is natural or synthetic.

    • Candy Stores — All hazards in connection with an electronic smoking device, its vapor, component parts, equipment and accessories. All hazards in connection with any cannabis product that consists of or contains any amount of Tetrahydrocannabinol (THC) or any other cannabinoid, regardless of whether any such THC or cannabinoid is natural or synthetic.

    • Auto Part Stores — Any and all used equipment and equipment rentals

    • Clothing Stores (excluding military stores) — Any and all Infant/Children’s goods

    • Shoe Stores — Any and all Infant/Children’s goods

    • Appliance Stores (Includes Cell phone) — Any and all used equipment and equipment rentals

    • Stationery Stores — Any and all Infant/Children's goods. All hazards in connection with an electronic smoking device, its vapor, component parts, equipment and accessories. All hazards in connection with any cannabis product that consists of or contains any amount of Tetrahydrocannabinol (THC) or any other cannabinoid, regardless of whether any such THC or cannabinoid is natural or synthetic.

    • Hobby, Craft or Artist Supply Stores — Any and all Infant/Children’s goods

• LIC-ADD-PROP — Additional Property Not Covered

• LIC-EXCL-FIN — Exclusion – Fiduciary or Representative Liability of Financial Institutions

• LIC-EXCL-FSV — Exclusion – Financial Services

• LIC-EXCL-HCS — Exclusion – Services Furnished by Health Care Providers

• LIC-EXCL-INS — Exclusion – Insurance and Related Operations

• LIC-EXCL-REA — Exclusion – Real Estate Agents or Brokers Errors or Omissions

• LIC-EXCL-TAN — Exclusion – Tanning Devices

• LIC-LEAD-EXCL — Lead Contamination Exclusion

• LIC-LIM-REO — Limitation of Coverage – Real Estate Operations

• LIC-PROP-ENH — Business Owners Property Enhancements

• LIC-PROP-ENH-HC — Business Owners Property Enhancements for Healthcare Industry

• LIC-PS-BOP — Protective Safeguards

• LIC-RE-PROP — Real Estate Property Managed

* Please contact us for a list of available coverages by class.